1st Choice Credit Union

Credit Unions

1st Choice Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by 1st Choice. 1st Choice is based in Atlanta, GA, and has 8,264 current members. There are 0 branch locations and 0 ATM locations for 1st Choice. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by 1st Choice Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating

1st Choice Credit Union
Well Capitalized
as of 2018-09-30

1st Choice Credit Union Contact Information

Credit Union Name: 1st Choice Credit Union

Website: http://www.1stchoicecu.org

Current Members: 8,264
Potential Members: 12,000
Full Time Employees: 10
Part Time Employees: 2
President: Alonzo Llorens
CEO: Dina Hairston
Branch Locations: 0
ATM Locations: 0

Corporate Office Address:

315 Auburn Ave NE
Atlanta, GA 30303-2603
Phone Number: (404) 832-5800
Fax Number: (404) 607-8252

1st Choice Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: Yes
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No

Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No