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1st Ed Credit Union

  1. Credit Unions

1st Ed Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by 1st Ed. 1st Ed is based in Chambersburg, PA, and has 6,733 current members. There are 2 branch locations and 1 ATM location for 1st Ed. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by 1st Ed Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
1st Ed Credit Union
Well Capitalized
as of 2018-09-30

1st Ed Credit Union Contact Information

Credit Union Name: 1st Ed Credit Union
Current Members: 6,733
Potential Members: 33,898
Full Time Employees: 24
Part Time Employees: 4
President: Roy H Johnston
CEO: Kelly Childress
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
1156 Kennebec Dr
Chambersburg, PA 17201
Phone Number: (717) 264-6506
Fax Number: (717) 264-2441

1st Ed Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: Yes
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

1st Ed Credit Union Deposit Rates

Savings Rates (Shares): 0.150%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

1st Ed Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 2.250%
Auto Loan Rates (Used Vehicles): 3.000%

1st Ed Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 8.900%
Unsecured Loans/Lines of Credit Rates: 8.500%
Payday Rates (PAL loans): 0.000%

1st Ed Credit Union Branches