1st Ed Credit Union1st Ed Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by 1st Ed. 1st Ed is based in Chambersburg, PA, and has 6,733 current members. There are 2 branch locations and 1 ATM location for 1st Ed. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by 1st Ed Credit Union. View Information.
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Capitalization Rating
1st Ed Credit Union
Well Capitalized as of 2018-09-30 1st Ed Credit Union Contact InformationCredit Union Name: 1st Ed Credit Union
Website: http://www.1edcu.org
Current Members: 6,733Potential Members: 33,898 Full Time Employees: 24 Part Time Employees: 4 President: Roy H Johnston CEO: Kelly Childress Branch Locations: 2 ATM Locations: 1 Corporate Office Address:
1156 Kennebec Dr
Chambersburg, PA 17201 Phone Number: (717) 264-6506 Fax Number: (717) 264-2441 1st Ed Credit Union Services Offered
Indirect Lending: No Business Share Accounts: No Health Savings Accounts: No Individual Development Accounts: No No Cost Share Drafts: Yes Share Certificates with Low Minimum Balance Requirements: Yes Participation Loans: No Financial Counseling: No Financial Education: Yes Financial Literacy Workshops: No First Time Homebuyer Program: No In-School Branches: No Real Estate Loans: No Bilingual Services: No No Cost Bill Payer: Yes No Cost Tax Prep. Services: No Student Scholarships: Yes Member Business Loans: No Credit Builder: No Indirect Business Loans: No Indirect Mortgage Loans: No Micro Business Loans: No Micro Consumer Loans: No Pay Day Lending: No Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No Risk Based Loans: No Direct Financing Leases: No Mortgage Processing: No Approved Mortgage Seller: No Debt Cancellation/Suspension Program: No Borrowing Repurchase Agreements: No Investment Pilot Program: No Investment not authorized by the FCU Act (SCU ONLY): No Deposits and Shares Meeting 703.10(a): No Brokered Certificates of Deposits: Yes Overdraft Protection/Courtesy Pay: No Overdraft Lines of Credit: No ATM/Debit Card Program: No PrepaidDebit: No Interest Only and Payment Option 1st Mortgage Loans: No Insurance/Investment Sales: No Brokered Deposits (All deposits acquired through a third party): No Check Cashing: No International Remittances: Yes Low-cost wire transfers: Yes Money Orders: No No Surcharge ATMs: No 1st Ed Credit Union Deposit Rates
Savings Rates (Shares): 0.150% Checking Account Rates (Share Drafts): 0.000% IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000% 1st Ed Credit Union Auto Loan Rates
Auto Loan Rates (New Vehicles): 2.250%
Auto Loan Rates (Used Vehicles): 3.000%
1st Ed Credit Union Credit Card and Payday Loan Rates
Credit Card Rates: 8.900% Unsecured Loans/Lines of Credit Rates: 8.500%
Payday Rates (PAL loans): 0.000%
1st Ed Credit Union Branches |