1st Midamerica Credit Union1st Midamerica Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by 1st Midamerica. 1st Midamerica is based in Bethalto, IL, and has 67,487 current members. There are 9 branch locations and 11 ATM locations for 1st Midamerica. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by 1st Midamerica Credit Union. View Information.
MonitorBankRates.com
Capitalization Rating
1st Midamerica Credit Union
Well Capitalized as of 2018-09-30 1st Midamerica Credit Union Contact InformationCredit Union Name: 1st Midamerica Credit Union
Website: http://www.1stmidamerica.org
Current Members: 67,487Potential Members: 1,966,733 Full Time Employees: 177 Part Time Employees: 18 President: Rosemary Gibson CEO: Alan Meyer Branch Locations: 9 ATM Locations: 11 Corporate Office Address:
731 E Bethalto Dr
Bethalto, IL 62010 Phone Number: (618) 258-3168 Fax Number: (618) 258-6003 1st Midamerica Credit Union Services Offered
Indirect Lending: No Business Share Accounts: No Health Savings Accounts: No Individual Development Accounts: No No Cost Share Drafts: Yes Share Certificates with Low Minimum Balance Requirements: No Participation Loans: No Financial Counseling: Yes Financial Education: Yes Financial Literacy Workshops: Yes First Time Homebuyer Program: Yes In-School Branches: No Real Estate Loans: No Bilingual Services: No No Cost Bill Payer: Yes No Cost Tax Prep. Services: No Student Scholarships: Yes Member Business Loans: No Credit Builder: No Indirect Business Loans: No Indirect Mortgage Loans: No Micro Business Loans: No Micro Consumer Loans: No Pay Day Lending: No Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No Risk Based Loans: No Direct Financing Leases: No Mortgage Processing: Yes Approved Mortgage Seller: Yes Debt Cancellation/Suspension Program: No Borrowing Repurchase Agreements: No Investment Pilot Program: No Investment not authorized by the FCU Act (SCU ONLY): No Deposits and Shares Meeting 703.10(a): No Brokered Certificates of Deposits: Yes Overdraft Protection/Courtesy Pay: No Overdraft Lines of Credit: No ATM/Debit Card Program: No PrepaidDebit: No Interest Only and Payment Option 1st Mortgage Loans: No Insurance/Investment Sales: No Brokered Deposits (All deposits acquired through a third party): Yes Check Cashing: No International Remittances: Yes Low-cost wire transfers: No Money Orders: No No Surcharge ATMs: No 1st Midamerica Credit Union Deposit Rates
Savings Rates (Shares): 0.050% Checking Account Rates (Share Drafts): 0.000% IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000% 1st Midamerica Credit Union Auto Loan Rates
Auto Loan Rates (New Vehicles): 3.690%
Auto Loan Rates (Used Vehicles): 3.690%
1st Midamerica Credit Union Credit Card and Payday Loan Rates
Credit Card Rates: 9.900% Unsecured Loans/Lines of Credit Rates: 10.700%
Payday Rates (PAL loans): 0.000%
1st Midamerica Credit Union Branches |
Featured On:
