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1st University Credit Union

  1. Credit Unions

1st University Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by 1st University. 1st University is based in Waco, TX, and has 1,669 current members. There is 1 branch location and 1 ATM location for 1st University. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by 1st University Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
1st University Credit Union
Well Capitalized
as of 2018-09-30

1st University Credit Union Contact Information

Credit Union Name: 1st University Credit Union
Current Members: 1,669
Potential Members: 7,200
Full Time Employees: 8
Part Time Employees: 3
President: Randy Wood
CEO: Gary D Parker
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
24 La Salle Ave unit C
Waco, TX 76706
Phone Number: (254) 752-2797
Fax Number: (254) 752-0552

1st University Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: No
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

1st University Credit Union Deposit Rates

Savings Rates (Shares): 0.100%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

1st University Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.250%
Auto Loan Rates (Used Vehicles): 3.990%

1st University Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 8.750%
Payday Rates (PAL loans): 0.000%

1st University Credit Union Branches