MonitorBankRates.com Logo

2 Rivers Area Credit Union

  1. Credit Unions

2 Rivers Area Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by 2 Rivers Area. 2 Rivers Area is based in Kankakee, IL, and has 3,698 current members. There are 0 branch locations and 1 ATM location for 2 Rivers Area. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by 2 Rivers Area Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
2 Rivers Area Credit Union
Well Capitalized
as of 2018-09-30

2 Rivers Area Credit Union Contact Information

Credit Union Name: 2 Rivers Area Credit Union
Current Members: 3,698
Potential Members: 3,900
Full Time Employees: 7
Part Time Employees: 0
President: Mary Westover
CEO: Danita A Swanson
Branch Locations: 0
ATM Locations: 1
Corporate Office Address:
296 W Jeffery St
Kankakee, IL 60901
Phone Number: (815) 935-2270
Fax Number: (815) 935-1310

2 Rivers Area Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: No
Money Orders: No
No Surcharge ATMs: No

2 Rivers Area Credit Union Deposit Rates

Savings Rates (Shares): 0.150%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

2 Rivers Area Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 1.900%
Auto Loan Rates (Used Vehicles): 3.500%

2 Rivers Area Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 13.440%
Unsecured Loans/Lines of Credit Rates: 10.000%
Payday Rates (PAL loans): 0.000%

2 Rivers Area Credit Union Branches