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Academic Credit Union

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Academic Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Academic. Academic is based in Briarcliff Manor, NY, and has 3,123 current members. There are 0 branch locations and 0 ATM locations for Academic. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Academic Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Academic Credit Union
Well Capitalized
as of 2018-09-30

Academic Credit Union Contact Information

Credit Union Name: Academic Credit Union
Current Members: 3,123
Potential Members: 140,700
Full Time Employees: 4
Part Time Employees: 0
President: Raymond H Lopez
CEO: Jonathan S Kaufman
Branch Locations: 0
ATM Locations: 0
Corporate Office Address:
425 N State Rd
Briarcliff Manor, NY 10510-1469
Phone Number: (914) 923-3608
Fax Number: (914) 923-3635

Academic Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: No
Share Certificates with Low Minimum Balance Requirements: No
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: Yes
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Academic Credit Union Deposit Rates

Savings Rates (Shares): 0.210%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Academic Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 2.490%
Auto Loan Rates (Used Vehicles): 2.990%

Academic Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 12.780%
Unsecured Loans/Lines of Credit Rates: 7.250%
Payday Rates (PAL loans): 0.000%

Academic Credit Union Branches