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Act 1st Credit Union

  1. Credit Unions

Act 1st Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Act 1st. Act 1st is based in LaVale, MD, and has 10,806 current members. There are 5 branch locations and 4 ATM locations for Act 1st. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Act 1st Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Act 1st Credit Union
Well Capitalized
as of 2018-09-30

Act 1st Credit Union Contact Information

Credit Union Name: Act 1st Credit Union
Current Members: 10,806
Potential Members: 20,200
Full Time Employees: 50
Part Time Employees: 0
President: Shawnee L McElfish
CEO: Christie L Clark
Branch Locations: 5
ATM Locations: 4
Corporate Office Address:
14316 National Hwy SW
LaVale, MD 21502
Phone Number: (301) 729-8015
Fax Number: (301) 729-2147

Act 1st Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Act 1st Credit Union Deposit Rates

Savings Rates (Shares): 0.350%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Act 1st Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.500%
Auto Loan Rates (Used Vehicles): 4.990%

Act 1st Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 9.500%
Unsecured Loans/Lines of Credit Rates: 8.990%
Payday Rates (PAL loans): 0.000%

Act 1st Credit Union Branches