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Alabama Central Credit Union

  1. Credit Unions

Alabama Central Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Alabama Central. Alabama Central is based in Birmingham, AL, and has 18,047 current members. There are 8 branch locations and 9 ATM locations for Alabama Central. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Alabama Central Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Alabama Central Credit Union
Well Capitalized
as of 2018-09-30

Alabama Central Credit Union Contact Information

Credit Union Name: Alabama Central Credit Union
Current Members: 18,047
Potential Members: 2,690,802
Full Time Employees: 54
Part Time Employees: 7
President: Kaitlyn Brown
CEO: Brad Haddock
Branch Locations: 8
ATM Locations: 9
Corporate Office Address:
3611 4th Ave S
Birmingham, AL 35222
Phone Number: (205) 510-1300
Fax Number: (205) 595-8078

Alabama Central Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Alabama Central Credit Union Deposit Rates

Savings Rates (Shares): 0.250%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Alabama Central Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 2.500%
Auto Loan Rates (Used Vehicles): 3.250%

Alabama Central Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 7.900%
Unsecured Loans/Lines of Credit Rates: 9.950%
Payday Rates (PAL loans): 0.000%

Alabama Central Credit Union Branches