MonitorBankRates.com Logo

Alabama Postal Credit Union

  1. Credit Unions

Alabama Postal Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Alabama Postal. Alabama Postal is based in Birmingham, AL, and has 809 current members. There are 0 branch locations and 0 ATM locations for Alabama Postal. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Alabama Postal Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Alabama Postal Credit Union
Well Capitalized
as of 2018-09-30

Alabama Postal Credit Union Contact Information

Credit Union Name: Alabama Postal Credit Union
Website:
Current Members: 809
Potential Members: 2,000
Full Time Employees: 2
Part Time Employees: 2
President: James A Schilling
CEO: Randy V Allen
Branch Locations: 0
ATM Locations: 0
Corporate Office Address:
351 24th St N
Birmingham, AL 35203-3836
Phone Number: (205) 252-4812
Fax Number: (205) 251-2829

Alabama Postal Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: No
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: No
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Alabama Postal Credit Union Deposit Rates

Savings Rates (Shares): 1.500%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Alabama Postal Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 8.000%
Auto Loan Rates (Used Vehicles): 10.000%

Alabama Postal Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 18.000%
Payday Rates (PAL loans): 0.000%

Alabama Postal Credit Union Branches