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Alabama State Employees Credit Union

  1. Credit Unions

Alabama State Employees Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Alabama State Employees. Alabama State Employees is based in Montgomery, AL, and has 41,591 current members. There are 9 branch locations and 8 ATM locations for Alabama State Employees. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Alabama State Employees Credit Union. View Information.

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Capitalization Rating
Alabama State Employees Credit Union
Well Capitalized
as of 2018-09-30

Alabama State Employees Credit Union Contact Information

Credit Union Name: Alabama State Employees Credit Union
Current Members: 41,591
Potential Members: 575,000
Full Time Employees: 108
Part Time Employees: 2
President: Carol J Preston
CEO: David J Dean
Branch Locations: 9
ATM Locations: 8
Corporate Office Address:
4217 Lomac St
Montgomery, AL 36106
Phone Number: (334) 420-7466
Fax Number:

Alabama State Employees Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: Yes
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Alabama State Employees Credit Union Deposit Rates

Savings Rates (Shares): 0.300%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Alabama State Employees Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.930%
Auto Loan Rates (Used Vehicles): 4.390%

Alabama State Employees Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 9.550%
Unsecured Loans/Lines of Credit Rates: 13.240%
Payday Rates (PAL loans): 0.000%

Alabama State Employees Credit Union Branches