Alabama Teachers Credit UnionAlabama Teachers Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Alabama Teachers. Alabama Teachers is based in Gadsden, AL, and has 25,547 current members. There are 5 branch locations and 0 ATM locations for Alabama Teachers. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Alabama Teachers Credit Union. View Information.
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Capitalization Rating
Alabama Teachers Credit Union
Well Capitalized as of 2018-09-30 Alabama Teachers Credit Union Contact InformationCredit Union Name: Alabama Teachers Credit Union
Website: http://atcu.com
Current Members: 25,547Potential Members: 412,566 Full Time Employees: 89 Part Time Employees: 2 President: Martha Lavender CEO: Ron Summerall Summerall Branch Locations: 5 ATM Locations: 0 Corporate Office Address:
712 Walnut St
Gadsden, AL 35901 Phone Number: (256) 543-7040 Fax Number: (256) 439-3699 Alabama Teachers Credit Union Services Offered
Indirect Lending: No Business Share Accounts: No Health Savings Accounts: No Individual Development Accounts: No No Cost Share Drafts: Yes Share Certificates with Low Minimum Balance Requirements: Yes Participation Loans: No Financial Counseling: Yes Financial Education: Yes Financial Literacy Workshops: Yes First Time Homebuyer Program: Yes In-School Branches: No Real Estate Loans: No Bilingual Services: No No Cost Bill Payer: Yes No Cost Tax Prep. Services: No Student Scholarships: Yes Member Business Loans: No Credit Builder: No Indirect Business Loans: No Indirect Mortgage Loans: No Micro Business Loans: No Micro Consumer Loans: No Pay Day Lending: No Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No Risk Based Loans: No Direct Financing Leases: No Mortgage Processing: Yes Approved Mortgage Seller: No Debt Cancellation/Suspension Program: No Borrowing Repurchase Agreements: No Investment Pilot Program: No Investment not authorized by the FCU Act (SCU ONLY): No Deposits and Shares Meeting 703.10(a): No Brokered Certificates of Deposits: No Overdraft Protection/Courtesy Pay: No Overdraft Lines of Credit: No ATM/Debit Card Program: No PrepaidDebit: No Interest Only and Payment Option 1st Mortgage Loans: No Insurance/Investment Sales: No Brokered Deposits (All deposits acquired through a third party): No Check Cashing: No International Remittances: Yes Low-cost wire transfers: Yes Money Orders: No No Surcharge ATMs: No Alabama Teachers Credit Union Deposit Rates
Savings Rates (Shares): 0.100% Checking Account Rates (Share Drafts): 0.000% IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000% Alabama Teachers Credit Union Auto Loan Rates
Auto Loan Rates (New Vehicles): 2.750%
Auto Loan Rates (Used Vehicles): 3.250%
Alabama Teachers Credit Union Credit Card and Payday Loan Rates
Credit Card Rates: 11.900% Unsecured Loans/Lines of Credit Rates: 14.000%
Payday Rates (PAL loans): 0.000%
Alabama Teachers Credit Union Branches |