MonitorBankRates.com Logo

Alabama Teachers Credit Union

  1. Credit Unions

Alabama Teachers Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Alabama Teachers. Alabama Teachers is based in Gadsden, AL, and has 25,547 current members. There are 5 branch locations and 0 ATM locations for Alabama Teachers. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Alabama Teachers Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Alabama Teachers Credit Union
Well Capitalized
as of 2018-09-30

Alabama Teachers Credit Union Contact Information

Credit Union Name: Alabama Teachers Credit Union
Current Members: 25,547
Potential Members: 412,566
Full Time Employees: 89
Part Time Employees: 2
President: Martha Lavender
CEO: Ron Summerall Summerall
Branch Locations: 5
ATM Locations: 0
Corporate Office Address:
712 Walnut St
Gadsden, AL 35901
Phone Number: (256) 543-7040
Fax Number: (256) 439-3699

Alabama Teachers Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Alabama Teachers Credit Union Deposit Rates

Savings Rates (Shares): 0.100%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Alabama Teachers Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 2.750%
Auto Loan Rates (Used Vehicles): 3.250%

Alabama Teachers Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 11.900%
Unsecured Loans/Lines of Credit Rates: 14.000%
Payday Rates (PAL loans): 0.000%

Alabama Teachers Credit Union Branches