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Alatrust Credit Union

  1. Credit Unions

Alatrust Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Alatrust. Alatrust is based in Hoover, AL, and has 12,016 current members. There are 5 branch locations and 6 ATM locations for Alatrust. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Alatrust Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Alatrust Credit Union
Well Capitalized
as of 2018-09-30

Alatrust Credit Union Contact Information

Credit Union Name: Alatrust Credit Union
Current Members: 12,016
Potential Members: 100,000
Full Time Employees: 41
Part Time Employees: 1
President: Bascom Woodward
CEO: Steve Nix
Branch Locations: 5
ATM Locations: 6
Corporate Office Address:
1811 Merchants Dr
Hoover, AL 35244-1005
Phone Number: (205) 581-8800
Fax Number: (205) 581-8816

Alatrust Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Alatrust Credit Union Deposit Rates

Savings Rates (Shares): 0.150%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Alatrust Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 2.750%
Auto Loan Rates (Used Vehicles): 2.750%

Alatrust Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 9.950%
Unsecured Loans/Lines of Credit Rates: 11.250%
Payday Rates (PAL loans): 0.000%

Alatrust Credit Union Branches