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Alba Golden Credit Union

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Alba Golden Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Alba Golden. Alba Golden is based in Alba, TX, and has 1,391 current members. There are 0 branch locations and 0 ATM locations for Alba Golden. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Alba Golden Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Alba Golden Credit Union
Well Capitalized
as of 2018-09-30

Alba Golden Credit Union Contact Information

Credit Union Name: Alba Golden Credit Union
Current Members: 1,391
Potential Members: 1,500
Full Time Employees: 2
Part Time Employees: 3
President: Lana Rhodes
CEO: Danielle L Milbourn
Branch Locations: 0
ATM Locations: 0
Corporate Office Address:
141 Broadway St
Alba, TX 75410
Phone Number: (903) 765-2425
Fax Number: (903) 765-2547

Alba Golden Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: No
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: No
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: No
Money Orders: No
No Surcharge ATMs: No

Alba Golden Credit Union Deposit Rates

Savings Rates (Shares): 0.750%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Alba Golden Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 7.550%
Auto Loan Rates (Used Vehicles): 8.300%

Alba Golden Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 12.550%
Payday Rates (PAL loans): 0.000%

Alba Golden Credit Union Branches