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Alco Credit Union

  1. Credit Unions

Alco Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Alco. Alco is based in Wellsville, NY, and has 5,438 current members. There are 3 branch locations and 5 ATM locations for Alco. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Alco Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Alco Credit Union
Well Capitalized
as of 2018-09-30

Alco Credit Union Contact Information

Credit Union Name: Alco Credit Union
Current Members: 5,438
Potential Members: 48,109
Full Time Employees: 22
Part Time Employees: 4
President: Earl Stellrect
CEO: Michael G Miller
Branch Locations: 3
ATM Locations: 5
Corporate Office Address:
2859 Lindy Ln
Wellsville, NY 14895-9337
Phone Number: (585) 593-4959
Fax Number: (585) 593-4197

Alco Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: Yes
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Alco Credit Union Deposit Rates

Savings Rates (Shares): 0.200%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Alco Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.840%
Auto Loan Rates (Used Vehicles): 5.340%

Alco Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 8.120%
Unsecured Loans/Lines of Credit Rates: 10.090%
Payday Rates (PAL loans): 0.000%

Alco Credit Union Branches