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Alcoa Community Credit Union

  1. Credit Unions

Alcoa Community Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Alcoa Community. Alcoa Community is based in Benton, AR, and has 5,812 current members. There are 0 branch locations and 1 ATM location for Alcoa Community. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Alcoa Community Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Alcoa Community Credit Union
Well Capitalized
as of 2018-09-30

Alcoa Community Credit Union Contact Information

Credit Union Name: Alcoa Community Credit Union
Current Members: 5,812
Potential Members: 119,323
Full Time Employees: 16
Part Time Employees: 1
President: Frank Torres
CEO: Steve Brown
Branch Locations: 0
ATM Locations: 1
Corporate Office Address:
1125 Military Rd
Benton, AR 72015
Phone Number: (501) 315-5626
Fax Number: (501) 315-0459

Alcoa Community Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: No
Participation Loans: No
Financial Counseling: No
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): Yes
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): Yes
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Alcoa Community Credit Union Deposit Rates

Savings Rates (Shares): 0.280%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Alcoa Community Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.400%
Auto Loan Rates (Used Vehicles): 4.270%

Alcoa Community Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 9.100%
Unsecured Loans/Lines of Credit Rates: 9.410%
Payday Rates (PAL loans): 28.000%

Alcoa Community Credit Union Branches