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Alcoa Tenn Credit Union

  1. Credit Unions

Alcoa Tenn Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Alcoa Tenn. Alcoa Tenn is based in Alcoa, TN, and has 23,365 current members. There are 3 branch locations and 5 ATM locations for Alcoa Tenn. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Alcoa Tenn Credit Union. View Information.

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Capitalization Rating
Alcoa Tenn Credit Union
Well Capitalized
as of 2018-09-30

Alcoa Tenn Credit Union Contact Information

Credit Union Name: Alcoa Tenn Credit Union
Current Members: 23,365
Potential Members: 228,321
Full Time Employees: 70
Part Time Employees: 6
President: Al Cage
CEO: David Gill
Branch Locations: 3
ATM Locations: 5
Corporate Office Address:
124 N Hall Rd
Alcoa, TN 37701-2648
Phone Number: (865) 977-3118
Fax Number: (865) 977-0253

Alcoa Tenn Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: No
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: No
Money Orders: No
No Surcharge ATMs: No

Alcoa Tenn Credit Union Deposit Rates

Savings Rates (Shares): 0.080%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Alcoa Tenn Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.700%
Auto Loan Rates (Used Vehicles): 3.700%

Alcoa Tenn Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 10.000%
Unsecured Loans/Lines of Credit Rates: 9.490%
Payday Rates (PAL loans): 0.000%

Alcoa Tenn Credit Union Branches