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Align Credit Union

  1. Credit Unions

Align Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Align. Align is based in Lowell, MA, and has 27,938 current members. There are 8 branch locations and 11 ATM locations for Align. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Align Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Align Credit Union
Well Capitalized
as of 2018-09-30

Align Credit Union Contact Information

Credit Union Name: Align Credit Union
Current Members: 27,938
Potential Members: 83,814
Full Time Employees: 117
Part Time Employees: 12
President: George R Gagan
CEO: Kenneth M Del Rossi
Branch Locations: 8
ATM Locations: 11
Corporate Office Address:
41 Market St
Lowell, MA 01852
Phone Number: (800) 942-9575
Fax Number: (978) 454-4706

Align Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: No
Share Certificates with Low Minimum Balance Requirements: No
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Align Credit Union Deposit Rates

Savings Rates (Shares): 0.250%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Align Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 1.650%
Auto Loan Rates (Used Vehicles): 2.400%

Align Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 11.000%
Unsecured Loans/Lines of Credit Rates: 15.500%
Payday Rates (PAL loans): 0.000%

Align Credit Union Branches