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Allegacy Credit Union

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Allegacy Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Allegacy. Allegacy is based in Winston Salem, NC, and has 147,144 current members. There are 26 branch locations and 20 ATM locations for Allegacy. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Allegacy Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Allegacy Credit Union
Well Capitalized
as of 2018-09-30

Allegacy Credit Union Contact Information

Credit Union Name: Allegacy Credit Union
Current Members: 147,144
Potential Members: 1,780,111
Full Time Employees: 404
Part Time Employees: 12
President: Borgia Walker
CEO: Cathy J Pace
Branch Locations: 26
ATM Locations: 20
Corporate Office Address:
1691 Westbrook Plaza Dr
Winston Salem, NC 27103-2993
Phone Number: (336) 774-3400
Fax Number: (336) 774-4994

Allegacy Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: No
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Allegacy Credit Union Deposit Rates

Savings Rates (Shares): 0.100%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Allegacy Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 2.290%
Auto Loan Rates (Used Vehicles): 3.240%

Allegacy Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 16.900%
Unsecured Loans/Lines of Credit Rates: 9.850%
Payday Rates (PAL loans): 0.000%

Allegacy Credit Union Branches