Alloy Credit Union

Alloy Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Alloy. Alloy is based in Alloy, WV, and has 4,039 current members. There is 1 branch location and 2 ATM locations for Alloy. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Alloy Credit Union. View Information.
Capitalization Rating
Alloy Credit Union
Well Capitalized
as of 2018-09-30

Alloy Credit Union Contact Information

Credit Union Name: Alloy Credit Union
Current Members: 4,039
Potential Members: 32,043
Full Time Employees: 6
Part Time Employees: 4
President: Ray Phillips
CEO: Deanna M Valentine
Branch Locations: 1
ATM Locations: 2
Corporate Office Address:
3574 Midland Trail
Alloy, WV 25002
Phone Number: (304) 779-2773
Fax Number: (304) 779-2683

Alloy Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: Yes
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: No
Money Orders: No
No Surcharge ATMs: No

Alloy Credit Union Deposit Rates

Savings Rates (Shares): 0.300%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Alloy Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 4.010%
Auto Loan Rates (Used Vehicles): 5.180%

Alloy Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 11.990%
Payday Rates (PAL loans): 0.000%

Alloy Credit Union Branches

Fayetteville Branch