Alternatives Credit UnionAlternatives Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Alternatives. Alternatives is based in Ithaca, NY, and has 10,314 current members. There are 0 branch locations and 1 ATM location for Alternatives. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Alternatives Credit Union. View Information.
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Capitalization Rating
Alternatives Credit Union
Well Capitalized as of 2018-09-30 Alternatives Credit Union Contact InformationCredit Union Name: Alternatives Credit Union
Website: http://www.alternatives.org
Current Members: 10,314Potential Members: 15,000 Full Time Employees: 45 Part Time Employees: 1 President: Brian DeYoung CEO: Kevin Mietlicki Branch Locations: 0 ATM Locations: 1 Corporate Office Address:
125 N Fulton St
Ithaca, NY 14850-3301 Phone Number: (607) 273-4611 Fax Number: (607) 277-6391 Alternatives Credit Union Services Offered
Indirect Lending: No Business Share Accounts: No Health Savings Accounts: No Individual Development Accounts: No No Cost Share Drafts: Yes Share Certificates with Low Minimum Balance Requirements: Yes Participation Loans: No Financial Counseling: Yes Financial Education: Yes Financial Literacy Workshops: Yes First Time Homebuyer Program: Yes In-School Branches: No Real Estate Loans: No Bilingual Services: No No Cost Bill Payer: Yes No Cost Tax Prep. Services: Yes Student Scholarships: No Member Business Loans: No Credit Builder: No Indirect Business Loans: No Indirect Mortgage Loans: No Micro Business Loans: No Micro Consumer Loans: No Pay Day Lending: No Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No Risk Based Loans: No Direct Financing Leases: No Mortgage Processing: Yes Approved Mortgage Seller: Yes Debt Cancellation/Suspension Program: No Borrowing Repurchase Agreements: No Investment Pilot Program: No Investment not authorized by the FCU Act (SCU ONLY): No Deposits and Shares Meeting 703.10(a): Yes Brokered Certificates of Deposits: Yes Overdraft Protection/Courtesy Pay: No Overdraft Lines of Credit: No ATM/Debit Card Program: No PrepaidDebit: No Interest Only and Payment Option 1st Mortgage Loans: No Insurance/Investment Sales: No Brokered Deposits (All deposits acquired through a third party): Yes Check Cashing: No International Remittances: Yes Low-cost wire transfers: Yes Money Orders: No No Surcharge ATMs: No Alternatives Credit Union Deposit Rates
Savings Rates (Shares): 0.050% Checking Account Rates (Share Drafts): 0.000% IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000% Alternatives Credit Union Auto Loan Rates
Auto Loan Rates (New Vehicles): 4.490%
Auto Loan Rates (Used Vehicles): 4.490%
Alternatives Credit Union Credit Card and Payday Loan Rates
Credit Card Rates: 0.000% Unsecured Loans/Lines of Credit Rates: 10.250%
Payday Rates (PAL loans): 0.000%
Alternatives Credit Union Branches |