American 1 Credit UnionAmerican 1 Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by American 1. American 1 is based in Jackson, MI, and has 58,096 current members. There are 16 branch locations and 17 ATM locations for American 1. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by American 1 Credit Union. View Information.
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Capitalization Rating
American 1 Credit Union
Well Capitalized as of 2018-09-30 American 1 Credit Union Contact InformationCredit Union Name: American 1 Credit Union
Website: http://www.american1cu.org
Current Members: 58,096Potential Members: 3,601,348 Full Time Employees: 220 Part Time Employees: 2 President: Philip Hoffman CEO: Martha Fuerstenau Branch Locations: 16 ATM Locations: 17 Corporate Office Address:
718 E Michigan Ave
Jackson, MI 49201 Phone Number: (517) 787-6510 Fax Number: American 1 Credit Union Services Offered
Indirect Lending: No Business Share Accounts: No Health Savings Accounts: No Individual Development Accounts: No No Cost Share Drafts: Yes Share Certificates with Low Minimum Balance Requirements: Yes Participation Loans: No Financial Counseling: Yes Financial Education: No Financial Literacy Workshops: No First Time Homebuyer Program: No In-School Branches: No Real Estate Loans: No Bilingual Services: No No Cost Bill Payer: Yes No Cost Tax Prep. Services: No Student Scholarships: Yes Member Business Loans: No Credit Builder: No Indirect Business Loans: No Indirect Mortgage Loans: No Micro Business Loans: No Micro Consumer Loans: No Pay Day Lending: No Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No Risk Based Loans: No Direct Financing Leases: No Mortgage Processing: No Approved Mortgage Seller: No Debt Cancellation/Suspension Program: No Borrowing Repurchase Agreements: No Investment Pilot Program: No Investment not authorized by the FCU Act (SCU ONLY): No Deposits and Shares Meeting 703.10(a): No Brokered Certificates of Deposits: Yes Overdraft Protection/Courtesy Pay: No Overdraft Lines of Credit: No ATM/Debit Card Program: No PrepaidDebit: No Interest Only and Payment Option 1st Mortgage Loans: No Insurance/Investment Sales: No Brokered Deposits (All deposits acquired through a third party): No Check Cashing: No International Remittances: No Low-cost wire transfers: Yes Money Orders: No No Surcharge ATMs: No American 1 Credit Union Deposit Rates
Savings Rates (Shares): 0.250% Checking Account Rates (Share Drafts): 0.000% IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000% American 1 Credit Union Auto Loan Rates
Auto Loan Rates (New Vehicles): 1.590%
Auto Loan Rates (Used Vehicles): 1.590%
American 1 Credit Union Credit Card and Payday Loan Rates
Credit Card Rates: 10.000% Unsecured Loans/Lines of Credit Rates: 9.000%
Payday Rates (PAL loans): 0.000%
American 1 Credit Union Branches |