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American 1 Credit Union

  1. Credit Unions

American 1 Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by American 1. American 1 is based in Jackson, MI, and has 58,096 current members. There are 16 branch locations and 17 ATM locations for American 1. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by American 1 Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
American 1 Credit Union
Well Capitalized
as of 2018-09-30

American 1 Credit Union Contact Information

Credit Union Name: American 1 Credit Union
Current Members: 58,096
Potential Members: 3,601,348
Full Time Employees: 220
Part Time Employees: 2
President: Philip Hoffman
CEO: Martha Fuerstenau
Branch Locations: 16
ATM Locations: 17
Corporate Office Address:
718 E Michigan Ave
Jackson, MI 49201
Phone Number: (517) 787-6510
Fax Number:

American 1 Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

American 1 Credit Union Deposit Rates

Savings Rates (Shares): 0.250%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

American 1 Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 1.590%
Auto Loan Rates (Used Vehicles): 1.590%

American 1 Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 10.000%
Unsecured Loans/Lines of Credit Rates: 9.000%
Payday Rates (PAL loans): 0.000%

American 1 Credit Union Branches