American Spirit Credit UnionAmerican Spirit Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by American Spirit. American Spirit is based in Newark, DE, and has 13,147 current members. There are 2 branch locations and 0 ATM locations for American Spirit. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by American Spirit Credit Union. View Information.
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Capitalization Rating
American Spirit Credit Union
Well Capitalized as of 2018-09-30 American Spirit Credit Union Contact InformationCredit Union Name: American Spirit Credit Union
Website: http://www.americanspirit.org
Current Members: 13,147Potential Members: 67,602 Full Time Employees: 12 Part Time Employees: 6 President: Melvin Phillips CEO: Maurice Dawkins Branch Locations: 2 ATM Locations: 0 Corporate Office Address:
1111 Elkton Rd
Newark, DE 19711 Phone Number: (302) 738-4515 Fax Number: (302) 738-4562 American Spirit Credit Union Services Offered
Indirect Lending: No Business Share Accounts: No Health Savings Accounts: No Individual Development Accounts: No No Cost Share Drafts: Yes Share Certificates with Low Minimum Balance Requirements: Yes Participation Loans: No Financial Counseling: Yes Financial Education: Yes Financial Literacy Workshops: Yes First Time Homebuyer Program: Yes In-School Branches: No Real Estate Loans: No Bilingual Services: Yes No Cost Bill Payer: Yes No Cost Tax Prep. Services: No Student Scholarships: No Member Business Loans: No Credit Builder: Yes Indirect Business Loans: No Indirect Mortgage Loans: No Micro Business Loans: No Micro Consumer Loans: No Pay Day Lending: No Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): Yes Risk Based Loans: No Direct Financing Leases: No Mortgage Processing: No Approved Mortgage Seller: No Debt Cancellation/Suspension Program: No Borrowing Repurchase Agreements: No Investment Pilot Program: No Investment not authorized by the FCU Act (SCU ONLY): No Deposits and Shares Meeting 703.10(a): Yes Brokered Certificates of Deposits: No Overdraft Protection/Courtesy Pay: No Overdraft Lines of Credit: No ATM/Debit Card Program: No PrepaidDebit: No Interest Only and Payment Option 1st Mortgage Loans: No Insurance/Investment Sales: No Brokered Deposits (All deposits acquired through a third party): Yes Check Cashing: No International Remittances: No Low-cost wire transfers: Yes Money Orders: No No Surcharge ATMs: No American Spirit Credit Union Deposit Rates
Savings Rates (Shares): 0.250% Checking Account Rates (Share Drafts): 0.000% IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000% American Spirit Credit Union Auto Loan Rates
Auto Loan Rates (New Vehicles): 5.800%
Auto Loan Rates (Used Vehicles): 6.780%
American Spirit Credit Union Credit Card and Payday Loan Rates
Credit Card Rates: 10.000% Unsecured Loans/Lines of Credit Rates: 11.410%
Payday Rates (PAL loans): 18.000%
American Spirit Credit Union Branches |
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