Americas First Credit Union

Credit Unions

Americas First Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Americas First. Americas First is based in Birmingham, AL, and has 161,590 current members. There are 20 branch locations and 21 ATM locations for Americas First. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Americas First Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating

Americas First Credit Union
Well Capitalized
as of 2018-09-30

Americas First Credit Union Contact Information

Credit Union Name: Americas First Credit Union

Website: http://www.amfirst.org

Current Members: 161,590
Potential Members: 1,271,694
Full Time Employees: 395
Part Time Employees: 24
President: Barney Hatten
CEO: Bill Connor
Branch Locations: 20
ATM Locations: 21

Corporate Office Address:

1211 4th Ave N
Birmingham, AL 35203-1631
Phone Number: (205) 320-4185
Fax Number: (205) 320-7042

Americas First Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: Yes
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No

Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No