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Americu Credit Union

  1. Credit Unions

Americu Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Americu. Americu is based in Rome, NY, and has 132,707 current members. There are 18 branch locations and 19 ATM locations for Americu. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Americu Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Americu Credit Union
Well Capitalized
as of 2018-09-30

Americu Credit Union Contact Information

Credit Union Name: Americu Credit Union
Current Members: 132,707
Potential Members: 975,000
Full Time Employees: 394
Part Time Employees: 12
President: John A Stevenson
CEO: Ronald Belle
Branch Locations: 18
ATM Locations: 19
Corporate Office Address:
1916 Black River Blvd N
Rome, NY 13440-2430
Phone Number: (315) 356-3000
Fax Number: (315) 339-2069

Americu Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Americu Credit Union Deposit Rates

Savings Rates (Shares): 0.190%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Americu Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.060%
Auto Loan Rates (Used Vehicles): 5.240%

Americu Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 8.390%
Unsecured Loans/Lines of Credit Rates: 9.280%
Payday Rates (PAL loans): 0.000%

Americu Credit Union Branches