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Aod Credit Union

  1. Credit Unions

Aod Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Aod. Aod is based in Oxford, AL, and has 33,774 current members. There are 6 branch locations and 7 ATM locations for Aod. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Aod Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Aod Credit Union
Well Capitalized
as of 2018-09-30

Aod Credit Union Contact Information

Credit Union Name: Aod Credit Union
Current Members: 33,774
Potential Members: 47,331
Full Time Employees: 73
Part Time Employees: 0
President: Bobby Israel
CEO: Virginia Bowen
Branch Locations: 6
ATM Locations: 7
Corporate Office Address:
12 Elm St
Oxford, AL 36203
Phone Number: (256) 237-9494
Fax Number: (256) 237-3285

Aod Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: Yes
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Aod Credit Union Deposit Rates

Savings Rates (Shares): 0.250%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Aod Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 5.740%
Auto Loan Rates (Used Vehicles): 6.740%

Aod Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 10.990%
Unsecured Loans/Lines of Credit Rates: 10.240%
Payday Rates (PAL loans): 0.000%

Aod Credit Union Branches