Aod Credit UnionAod Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Aod. Aod is based in Oxford, AL, and has 33,774 current members. There are 6 branch locations and 7 ATM locations for Aod. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Aod Credit Union. View Information.
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Capitalization Rating
Aod Credit Union
Well Capitalized as of 2018-09-30 Aod Credit Union Contact InformationCredit Union Name: Aod Credit Union
Website: http://www.aodfcu.com
Current Members: 33,774Potential Members: 47,331 Full Time Employees: 73 Part Time Employees: 0 President: Bobby Israel CEO: Virginia Bowen Branch Locations: 6 ATM Locations: 7 Corporate Office Address:
12 Elm St
Oxford, AL 36203 Phone Number: (256) 237-9494 Fax Number: (256) 237-3285 Aod Credit Union Services Offered
Indirect Lending: No Business Share Accounts: No Health Savings Accounts: No Individual Development Accounts: No No Cost Share Drafts: Yes Share Certificates with Low Minimum Balance Requirements: Yes Participation Loans: No Financial Counseling: Yes Financial Education: Yes Financial Literacy Workshops: Yes First Time Homebuyer Program: No In-School Branches: No Real Estate Loans: No Bilingual Services: Yes No Cost Bill Payer: Yes No Cost Tax Prep. Services: No Student Scholarships: Yes Member Business Loans: No Credit Builder: Yes Indirect Business Loans: No Indirect Mortgage Loans: No Micro Business Loans: No Micro Consumer Loans: No Pay Day Lending: No Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No Risk Based Loans: No Direct Financing Leases: No Mortgage Processing: Yes Approved Mortgage Seller: Yes Debt Cancellation/Suspension Program: No Borrowing Repurchase Agreements: No Investment Pilot Program: No Investment not authorized by the FCU Act (SCU ONLY): No Deposits and Shares Meeting 703.10(a): Yes Brokered Certificates of Deposits: Yes Overdraft Protection/Courtesy Pay: No Overdraft Lines of Credit: No ATM/Debit Card Program: No PrepaidDebit: No Interest Only and Payment Option 1st Mortgage Loans: No Insurance/Investment Sales: No Brokered Deposits (All deposits acquired through a third party): No Check Cashing: No International Remittances: Yes Low-cost wire transfers: Yes Money Orders: No No Surcharge ATMs: No Aod Credit Union Deposit Rates
Savings Rates (Shares): 0.250% Checking Account Rates (Share Drafts): 0.000% IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000% Aod Credit Union Auto Loan Rates
Auto Loan Rates (New Vehicles): 5.740%
Auto Loan Rates (Used Vehicles): 6.740%
Aod Credit Union Credit Card and Payday Loan Rates
Credit Card Rates: 10.990% Unsecured Loans/Lines of Credit Rates: 10.240%
Payday Rates (PAL loans): 0.000%
Aod Credit Union Branches |