Artesian City Credit Union

Artesian City Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Artesian City. Artesian City is based in Albany, GA, and has 2,644 current members. There are 0 branch locations and 1 ATM location for Artesian City. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Artesian City Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating

Artesian City Credit Union
Well Capitalized
as of 2018-09-30

Artesian City Credit Union Contact Information

Credit Union Name: Artesian City Credit Union

Website: http://www.artesianfcu.org

Current Members: 2,644
Potential Members: 130,000
Full Time Employees: 7
Part Time Employees: 0
President: Lee R Cates
CEO: Matthew B Lawson
Branch Locations: 0
ATM Locations: 1

Corporate Office Address:

111 Flint Ave
Albany, GA 31701-2559
Phone Number: (229) 436-0869
Fax Number: (229) 888-3828

Artesian City Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: No
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No

Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): Yes
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Artesian City Credit Union Deposit Rates

Savings Rates (Shares): 0.250%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%

Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Artesian City Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 4.000%

Auto Loan Rates (Used Vehicles): 8.000%

Artesian City Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 11.000%

Payday Rates (PAL loans): 28.000%