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Astera Credit Union

  1. Credit Unions

Astera Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Astera. Astera is based in Lansing, MI, and has 16,653 current members. There are 4 branch locations and 4 ATM locations for Astera. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Astera Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Astera Credit Union
Well Capitalized
as of 2018-09-30

Astera Credit Union Contact Information

Credit Union Name: Astera Credit Union
Current Members: 16,653
Potential Members: 300,000
Full Time Employees: 63
Part Time Employees: 3
President: Kevin Goff
CEO: Martin R Carter
Branch Locations: 4
ATM Locations: 4
Corporate Office Address:
111 S Waverly Rd
Lansing, MI 48917
Phone Number: (517) 323-3644
Fax Number: (517) 323-4414

Astera Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: Yes
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Astera Credit Union Deposit Rates

Savings Rates (Shares): 0.050%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Astera Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 5.240%
Auto Loan Rates (Used Vehicles): 5.240%

Astera Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 11.990%
Payday Rates (PAL loans): 0.000%

Astera Credit Union Branches