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Austin Credit Union

  1. Credit Unions

Austin Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Austin. Austin is based in Austin, TX, and has 2,780 current members. There are 0 branch locations and 1 ATM location for Austin. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Austin Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Austin Credit Union
Adequately Capitalized
as of 2018-09-30

Austin Credit Union Contact Information

Credit Union Name: Austin Credit Union
Current Members: 2,780
Potential Members: 276,190
Full Time Employees: 8
Part Time Employees: 0
President: Kenneth E Shick
CEO: Melinda J Bayer
Branch Locations: 0
ATM Locations: 1
Corporate Office Address:
1911 Woodward St
Austin, TX 78741
Phone Number: (512) 444-6419
Fax Number: (512) 444-6474

Austin Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: No
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: No
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Austin Credit Union Deposit Rates

Savings Rates (Shares): 0.050%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Austin Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 2.500%
Auto Loan Rates (Used Vehicles): 2.500%

Austin Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 9.900%
Unsecured Loans/Lines of Credit Rates: 9.900%
Payday Rates (PAL loans): 25.000%

Austin Credit Union Branches