Bay Area Credit UnionBay Area Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Bay Area. Bay Area is based in Oregon, OH, and has 5,859 current members. There are 0 branch locations and 1 ATM location for Bay Area. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Bay Area Credit Union. View Information.
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Capitalization Rating
Bay Area Credit Union
Well Capitalized as of 2018-09-30 Bay Area Credit Union Contact InformationCredit Union Name: Bay Area Credit Union
Website: http://www.bayareacu.com
Current Members: 5,859Potential Members: 20,000 Full Time Employees: 22 Part Time Employees: 1 President: Michael Jaksetic CEO: Jennifer S Tober Branch Locations: 0 ATM Locations: 1 Corporate Office Address:
4212 Navarre Ave
Oregon, OH 43616-3562 Phone Number: (419) 698-2962 Fax Number: (419) 698-3112 Bay Area Credit Union Services Offered
Indirect Lending: No Business Share Accounts: No Health Savings Accounts: No Individual Development Accounts: No No Cost Share Drafts: Yes Share Certificates with Low Minimum Balance Requirements: Yes Participation Loans: No Financial Counseling: Yes Financial Education: Yes Financial Literacy Workshops: No First Time Homebuyer Program: Yes In-School Branches: No Real Estate Loans: No Bilingual Services: No No Cost Bill Payer: Yes No Cost Tax Prep. Services: No Student Scholarships: No Member Business Loans: No Credit Builder: No Indirect Business Loans: No Indirect Mortgage Loans: No Micro Business Loans: No Micro Consumer Loans: No Pay Day Lending: No Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No Risk Based Loans: No Direct Financing Leases: No Mortgage Processing: Yes Approved Mortgage Seller: Yes Debt Cancellation/Suspension Program: No Borrowing Repurchase Agreements: No Investment Pilot Program: No Investment not authorized by the FCU Act (SCU ONLY): No Deposits and Shares Meeting 703.10(a): No Brokered Certificates of Deposits: Yes Overdraft Protection/Courtesy Pay: No Overdraft Lines of Credit: No ATM/Debit Card Program: No PrepaidDebit: No Interest Only and Payment Option 1st Mortgage Loans: No Insurance/Investment Sales: No Brokered Deposits (All deposits acquired through a third party): No Check Cashing: No International Remittances: No Low-cost wire transfers: Yes Money Orders: No No Surcharge ATMs: No Bay Area Credit Union Deposit Rates
Savings Rates (Shares): 0.100% Checking Account Rates (Share Drafts): 0.000% IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000% Bay Area Credit Union Auto Loan Rates
Auto Loan Rates (New Vehicles): 3.950%
Auto Loan Rates (Used Vehicles): 3.950%
Bay Area Credit Union Credit Card and Payday Loan Rates
Credit Card Rates: 12.950% Unsecured Loans/Lines of Credit Rates: 9.500%
Payday Rates (PAL loans): 0.000%
Bay Area Credit Union Branches |