Bay Area Credit Union

Credit Unions

Bay Area Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Bay Area. Bay Area is based in Oregon, OH, and has 5,859 current members. There are 0 branch locations and 1 ATM location for Bay Area. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Bay Area Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating

Bay Area Credit Union
Well Capitalized
as of 2018-09-30

Bay Area Credit Union Contact Information

Credit Union Name: Bay Area Credit Union

Website: http://www.bayareacu.com

Current Members: 5,859
Potential Members: 20,000
Full Time Employees: 22
Part Time Employees: 1
President: Michael Jaksetic
CEO: Jennifer S Tober
Branch Locations: 0
ATM Locations: 1

Corporate Office Address:

4212 Navarre Ave
Oregon, OH 43616-3562
Phone Number: (419) 698-2962
Fax Number: (419) 698-3112

Bay Area Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: No
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No

Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No