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Bay Atlantic Credit Union

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Bay Atlantic Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Bay Atlantic. Bay Atlantic is based in Vineland, NJ, and has 8,415 current members. There are 2 branch locations and 3 ATM locations for Bay Atlantic. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Bay Atlantic Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Bay Atlantic Credit Union
Well Capitalized
as of 2018-09-30

Bay Atlantic Credit Union Contact Information

Credit Union Name: Bay Atlantic Credit Union
Current Members: 8,415
Potential Members: 11,200
Full Time Employees: 24
Part Time Employees: 4
President: David P Schad
CEO: Gail R Marino
Branch Locations: 2
ATM Locations: 3
Corporate Office Address:
111 W Elmer Rd
Vineland, NJ 08360-6312
Phone Number: (856) 696-2525
Fax Number: (856) 691-5593

Bay Atlantic Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: Yes
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Bay Atlantic Credit Union Deposit Rates

Savings Rates (Shares): 0.050%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Bay Atlantic Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.000%
Auto Loan Rates (Used Vehicles): 3.000%

Bay Atlantic Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 12.000%
Unsecured Loans/Lines of Credit Rates: 11.750%
Payday Rates (PAL loans): 0.000%

Bay Atlantic Credit Union Branches