Bay Cities Credit Union

Credit Unions

Bay Cities Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Bay Cities. Bay Cities is based in Hayward, CA, and has 10,277 current members. There are 0 branch locations and 1 ATM location for Bay Cities. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Bay Cities Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating

Bay Cities Credit Union
Well Capitalized
as of 2018-09-30

Bay Cities Credit Union Contact Information

Credit Union Name: Bay Cities Credit Union

Website: http://www.baycities.org

Current Members: 10,277
Potential Members: 60,000
Full Time Employees: 15
Part Time Employees: 3
President: Norman Weisbrod
CEO: Georgette Munoz
Branch Locations: 0
ATM Locations: 1

Corporate Office Address:

22777 Main St
Hayward, CA 94541-5113
Phone Number: (510) 690-6100
Fax Number: (510) 881-1929

Bay Cities Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: Yes
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No

Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No