Bay Credit UnionBay Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Bay. Bay is based in Panama City, FL, and has 9,492 current members. There are 3 branch locations and 5 ATM locations for Bay. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Bay Credit Union. View Information.
MonitorBankRates.com
Capitalization Rating
Bay Credit Union
Well Capitalized as of 2018-09-30 Bay Credit Union Contact InformationCredit Union Name: Bay Credit Union
Website: http://www.baycu.com
Current Members: 9,492Potential Members: 172,041 Full Time Employees: 35 Part Time Employees: 1 President: Gary d Bliss CEO: Michael Akers Branch Locations: 3 ATM Locations: 5 Corporate Office Address:
611 N Highway 231
Panama City, FL 32405-4705 Phone Number: (850) 785-6103 Fax Number: (850) 785-1452 Bay Credit Union Services Offered
Indirect Lending: No Business Share Accounts: No Health Savings Accounts: No Individual Development Accounts: No No Cost Share Drafts: No Share Certificates with Low Minimum Balance Requirements: Yes Participation Loans: No Financial Counseling: No Financial Education: Yes Financial Literacy Workshops: Yes First Time Homebuyer Program: No In-School Branches: No Real Estate Loans: No Bilingual Services: No No Cost Bill Payer: Yes No Cost Tax Prep. Services: No Student Scholarships: No Member Business Loans: No Credit Builder: Yes Indirect Business Loans: No Indirect Mortgage Loans: No Micro Business Loans: No Micro Consumer Loans: No Pay Day Lending: No Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No Risk Based Loans: No Direct Financing Leases: No Mortgage Processing: Yes Approved Mortgage Seller: Yes Debt Cancellation/Suspension Program: No Borrowing Repurchase Agreements: No Investment Pilot Program: No Investment not authorized by the FCU Act (SCU ONLY): No Deposits and Shares Meeting 703.10(a): No Brokered Certificates of Deposits: Yes Overdraft Protection/Courtesy Pay: No Overdraft Lines of Credit: No ATM/Debit Card Program: No PrepaidDebit: No Interest Only and Payment Option 1st Mortgage Loans: No Insurance/Investment Sales: No Brokered Deposits (All deposits acquired through a third party): No Check Cashing: No International Remittances: No Low-cost wire transfers: Yes Money Orders: No No Surcharge ATMs: No Bay Credit Union Deposit Rates
Savings Rates (Shares): 0.120% Checking Account Rates (Share Drafts): 0.000% IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000% Bay Credit Union Auto Loan Rates
Auto Loan Rates (New Vehicles): 4.020%
Auto Loan Rates (Used Vehicles): 5.620%
Bay Credit Union Credit Card and Payday Loan Rates
Credit Card Rates: 10.880% Unsecured Loans/Lines of Credit Rates: 7.760%
Payday Rates (PAL loans): 0.000%
Bay Credit Union Branches |
Featured On:
