Baycel Credit UnionBaycel Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Baycel. Baycel is based in Bay City, TX, and has 4,578 current members. There are 2 branch locations and 2 ATM locations for Baycel. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Baycel Credit Union. View Information.
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Capitalization Rating
Baycel Credit Union
Well Capitalized as of 2018-09-30 Baycel Credit Union Contact InformationCredit Union Name: Baycel Credit Union
Website: http://www.baycel.org
Current Members: 4,578Potential Members: 25,000 Full Time Employees: 11 Part Time Employees: 2 President: Robert Nelson CEO: Paula Abshier Branch Locations: 2 ATM Locations: 2 Corporate Office Address:
2321 6TH ST
Bay City, TX 77414-5240 Phone Number: (979) 244-3995 Fax Number: (979) 244-8207 Baycel Credit Union Services Offered
Indirect Lending: No Business Share Accounts: No Health Savings Accounts: No Individual Development Accounts: No No Cost Share Drafts: Yes Share Certificates with Low Minimum Balance Requirements: No Participation Loans: No Financial Counseling: No Financial Education: Yes Financial Literacy Workshops: Yes First Time Homebuyer Program: No In-School Branches: No Real Estate Loans: No Bilingual Services: Yes No Cost Bill Payer: Yes No Cost Tax Prep. Services: No Student Scholarships: Yes Member Business Loans: No Credit Builder: No Indirect Business Loans: No Indirect Mortgage Loans: No Micro Business Loans: No Micro Consumer Loans: No Pay Day Lending: No Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No Risk Based Loans: No Direct Financing Leases: No Mortgage Processing: No Approved Mortgage Seller: No Debt Cancellation/Suspension Program: No Borrowing Repurchase Agreements: No Investment Pilot Program: No Investment not authorized by the FCU Act (SCU ONLY): No Deposits and Shares Meeting 703.10(a): Yes Brokered Certificates of Deposits: Yes Overdraft Protection/Courtesy Pay: No Overdraft Lines of Credit: No ATM/Debit Card Program: No PrepaidDebit: No Interest Only and Payment Option 1st Mortgage Loans: No Insurance/Investment Sales: No Brokered Deposits (All deposits acquired through a third party): No Check Cashing: No International Remittances: No Low-cost wire transfers: Yes Money Orders: No No Surcharge ATMs: No Baycel Credit Union Deposit Rates
Savings Rates (Shares): 0.250% Checking Account Rates (Share Drafts): 0.000% IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000% Baycel Credit Union Auto Loan Rates
Auto Loan Rates (New Vehicles): 3.500%
Auto Loan Rates (Used Vehicles): 5.000%
Baycel Credit Union Credit Card and Payday Loan Rates
Credit Card Rates: 9.900% Unsecured Loans/Lines of Credit Rates: 9.500%
Payday Rates (PAL loans): 0.000%
Baycel Credit Union Branches |