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Baycel Credit Union

  1. Credit Unions

Baycel Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Baycel. Baycel is based in Bay City, TX, and has 4,578 current members. There are 2 branch locations and 2 ATM locations for Baycel. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Baycel Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Baycel Credit Union
Well Capitalized
as of 2018-09-30

Baycel Credit Union Contact Information

Credit Union Name: Baycel Credit Union
Current Members: 4,578
Potential Members: 25,000
Full Time Employees: 11
Part Time Employees: 2
President: Robert Nelson
CEO: Paula Abshier
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
2321 6TH ST
Bay City, TX 77414-5240
Phone Number: (979) 244-3995
Fax Number: (979) 244-8207

Baycel Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: No
Participation Loans: No
Financial Counseling: No
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Baycel Credit Union Deposit Rates

Savings Rates (Shares): 0.250%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Baycel Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.500%
Auto Loan Rates (Used Vehicles): 5.000%

Baycel Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 9.900%
Unsecured Loans/Lines of Credit Rates: 9.500%
Payday Rates (PAL loans): 0.000%

Baycel Credit Union Branches