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Bayer Heritage Credit Union

  1. Credit Unions

Bayer Heritage Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Bayer Heritage. Bayer Heritage is based in Proctor, WV, and has 34,817 current members. There are 12 branch locations and 9 ATM locations for Bayer Heritage. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Bayer Heritage Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Bayer Heritage Credit Union
Well Capitalized
as of 2018-09-30

Bayer Heritage Credit Union Contact Information

Credit Union Name: Bayer Heritage Credit Union
Current Members: 34,817
Potential Members: 410,000
Full Time Employees: 147
Part Time Employees: 9
President: Charles Racer II
CEO: Robert Burrow
Branch Locations: 12
ATM Locations: 9
Corporate Office Address:
17612 Energy Rd
Proctor, WV 26055
Phone Number: (304) 455-4029
Fax Number: (304) 455-6782

Bayer Heritage Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Bayer Heritage Credit Union Deposit Rates

Savings Rates (Shares): 0.150%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Bayer Heritage Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 1.990%
Auto Loan Rates (Used Vehicles): 1.990%

Bayer Heritage Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 10.900%
Unsecured Loans/Lines of Credit Rates: 15.500%
Payday Rates (PAL loans): 0.000%

Bayer Heritage Credit Union Branches