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Baylands Family Credit Union

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Baylands Family Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Baylands Family. Baylands Family is based in WEST POINT, VA, and has 6,450 current members. There are 2 branch locations and 3 ATM locations for Baylands Family. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Baylands Family Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Baylands Family Credit Union
Well Capitalized
as of 2018-09-30

Baylands Family Credit Union Contact Information

Credit Union Name: Baylands Family Credit Union
Current Members: 6,450
Potential Members: 533,741
Full Time Employees: 28
Part Time Employees: 0
President: George R Carter
CEO: Teresa P Millis
Branch Locations: 2
ATM Locations: 3
Corporate Office Address:
2114 MAIN STREET
WEST POINT, VA 23181
Phone Number: (804) 843-2520
Fax Number: (804) 843-4859

Baylands Family Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Baylands Family Credit Union Deposit Rates

Savings Rates (Shares): 0.100%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Baylands Family Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.620%
Auto Loan Rates (Used Vehicles): 4.840%

Baylands Family Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 9.450%
Unsecured Loans/Lines of Credit Rates: 6.780%
Payday Rates (PAL loans): 0.000%

Baylands Family Credit Union Branches