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Bayou Credit Union

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Bayou Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Bayou. Bayou is based in Baton Rouge, LA, and has 9,105 current members. There are 4 branch locations and 8 ATM locations for Bayou. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Bayou Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Bayou Credit Union
Well Capitalized
as of 2018-09-30

Bayou Credit Union Contact Information

Credit Union Name: Bayou Credit Union
Current Members: 9,105
Potential Members: 25,000
Full Time Employees: 18
Part Time Employees: 4
President: George Munn
CEO: Rhonda S Linzy
Branch Locations: 4
ATM Locations: 8
Corporate Office Address:
5881 Florida Blvd
Baton Rouge, LA 70806-4247
Phone Number: (225) 925-8800
Fax Number: (225) 924-1025

Bayou Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): Yes
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: No
Money Orders: No
No Surcharge ATMs: No

Bayou Credit Union Deposit Rates

Savings Rates (Shares): 0.070%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Bayou Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 4.240%
Auto Loan Rates (Used Vehicles): 4.340%

Bayou Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 12.250%
Unsecured Loans/Lines of Credit Rates: 12.160%
Payday Rates (PAL loans): 28.000%

Bayou Credit Union Branches