Bayou Credit UnionBayou Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Bayou. Bayou is based in Baton Rouge, LA, and has 9,105 current members. There are 4 branch locations and 8 ATM locations for Bayou. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Bayou Credit Union. View Information.
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Capitalization Rating
Bayou Credit Union
Well Capitalized as of 2018-09-30 Bayou Credit Union Contact InformationCredit Union Name: Bayou Credit Union
Website: http://www.bayoufcu.org
Current Members: 9,105Potential Members: 25,000 Full Time Employees: 18 Part Time Employees: 4 President: George Munn CEO: Rhonda S Linzy Branch Locations: 4 ATM Locations: 8 Corporate Office Address:
5881 Florida Blvd
Baton Rouge, LA 70806-4247 Phone Number: (225) 925-8800 Fax Number: (225) 924-1025 Bayou Credit Union Services Offered
Indirect Lending: No Business Share Accounts: No Health Savings Accounts: No Individual Development Accounts: No No Cost Share Drafts: Yes Share Certificates with Low Minimum Balance Requirements: Yes Participation Loans: No Financial Counseling: No Financial Education: Yes Financial Literacy Workshops: Yes First Time Homebuyer Program: No In-School Branches: No Real Estate Loans: No Bilingual Services: No No Cost Bill Payer: Yes No Cost Tax Prep. Services: No Student Scholarships: No Member Business Loans: No Credit Builder: No Indirect Business Loans: No Indirect Mortgage Loans: No Micro Business Loans: No Micro Consumer Loans: No Pay Day Lending: No Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): Yes Risk Based Loans: No Direct Financing Leases: No Mortgage Processing: Yes Approved Mortgage Seller: No Debt Cancellation/Suspension Program: No Borrowing Repurchase Agreements: No Investment Pilot Program: No Investment not authorized by the FCU Act (SCU ONLY): No Deposits and Shares Meeting 703.10(a): No Brokered Certificates of Deposits: No Overdraft Protection/Courtesy Pay: No Overdraft Lines of Credit: No ATM/Debit Card Program: No PrepaidDebit: No Interest Only and Payment Option 1st Mortgage Loans: No Insurance/Investment Sales: No Brokered Deposits (All deposits acquired through a third party): No Check Cashing: No International Remittances: Yes Low-cost wire transfers: No Money Orders: No No Surcharge ATMs: No Bayou Credit Union Deposit Rates
Savings Rates (Shares): 0.070% Checking Account Rates (Share Drafts): 0.000% IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000% Bayou Credit Union Auto Loan Rates
Auto Loan Rates (New Vehicles): 4.240%
Auto Loan Rates (Used Vehicles): 4.340%
Bayou Credit Union Credit Card and Payday Loan Rates
Credit Card Rates: 12.250% Unsecured Loans/Lines of Credit Rates: 12.160%
Payday Rates (PAL loans): 28.000%
Bayou Credit Union Branches |