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Beach Municipal Credit Union

  1. Credit Unions

Beach Municipal Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Beach Municipal. Beach Municipal is based in Virginia Beach, VA, and has 9,618 current members. There is 1 branch location and 2 ATM locations for Beach Municipal. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Beach Municipal Credit Union. View Information.

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Capitalization Rating
Beach Municipal Credit Union
Well Capitalized
as of 2018-09-30

Beach Municipal Credit Union Contact Information

Credit Union Name: Beach Municipal Credit Union
Current Members: 9,618
Potential Members: 33,000
Full Time Employees: 31
Part Time Employees: 0
President: Nianza Wallace
CEO: Geri M Metzger
Branch Locations: 1
ATM Locations: 2
Corporate Office Address:
4164 Virginia Beach Blvd
Virginia Beach, VA 23452
Phone Number: (757) 333-7787
Fax Number: (757) 395-4794

Beach Municipal Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: Yes
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Beach Municipal Credit Union Deposit Rates

Savings Rates (Shares): 0.150%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Beach Municipal Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.250%
Auto Loan Rates (Used Vehicles): 3.250%

Beach Municipal Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 12.490%
Unsecured Loans/Lines of Credit Rates: 10.950%
Payday Rates (PAL loans): 0.000%

Beach Municipal Credit Union Branches