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Billerica Municipal Employees Credit Union

  1. Credit Unions

Billerica Municipal Employees Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Billerica Municipal Employees. Billerica Municipal Employees is based in Billerica, MA, and has 1,220 current members. There is 1 branch location and 0 ATM locations for Billerica Municipal Employees. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Billerica Municipal Employees Credit Union. View Information.

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Capitalization Rating
Billerica Municipal Employees Credit Union
Well Capitalized
as of 2018-09-30

Billerica Municipal Employees Credit Union Contact Information

Credit Union Name: Billerica Municipal Employees Credit Union
Current Members: 1,220
Potential Members: 2,200
Full Time Employees: 2
Part Time Employees: 1
President: philip loranger
CEO: Joyce M MacMillan
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
365 Boston Rd
Billerica, MA 01821
Phone Number: (978) 667-2434
Fax Number: (978) 670-6062

Billerica Municipal Employees Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: No
Money Orders: No
No Surcharge ATMs: No

Billerica Municipal Employees Credit Union Deposit Rates

Savings Rates (Shares): 0.250%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Billerica Municipal Employees Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 2.660%
Auto Loan Rates (Used Vehicles): 3.260%

Billerica Municipal Employees Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 11.340%
Payday Rates (PAL loans): 0.000%

Billerica Municipal Employees Credit Union Branches