MonitorBankRates.com Logo

Binsy Credit Union

  1. Credit Unions

Binsy Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Binsy. Binsy is based in MEMPHIS, TN, and has 466 current members. There are 0 branch locations and 0 ATM locations for Binsy. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Binsy Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Binsy Credit Union
Well Capitalized
as of 2018-09-30

Binsy Credit Union Contact Information

Credit Union Name: Binsy Credit Union
Website:
Current Members: 466
Potential Members: 1,500
Full Time Employees: 1
Part Time Employees: 1
President: DAVID SWINDLE
CEO: MAURIE H LASHLEE
Branch Locations: 0
ATM Locations: 0
Corporate Office Address:
318 Collins St
MEMPHIS, TN 38112-3308
Phone Number: (901) 324-3921
Fax Number: (901) 324-2899

Binsy Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: No
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: No
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Binsy Credit Union Deposit Rates

Savings Rates (Shares): 0.100%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Binsy Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 4.250%
Auto Loan Rates (Used Vehicles): 4.750%

Binsy Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 10.990%
Payday Rates (PAL loans): 0.000%

Binsy Credit Union Branches