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Birmingham City Credit Union

  1. Credit Unions

Birmingham City Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Birmingham City. Birmingham City is based in Birmingham, AL, and has 2,135 current members. There are 0 branch locations and 0 ATM locations for Birmingham City. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Birmingham City Credit Union. View Information.

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Capitalization Rating
Birmingham City Credit Union
Well Capitalized
as of 2018-09-30

Birmingham City Credit Union Contact Information

Credit Union Name: Birmingham City Credit Union
Current Members: 2,135
Potential Members: 3,500
Full Time Employees: 4
Part Time Employees: 1
President: James R Robinett
CEO: Carrie Player
Branch Locations: 0
ATM Locations: 0
Corporate Office Address:
2725 35th Ave N
Birmingham, AL 35207-2839
Phone Number: (205) 583-4654
Fax Number: (205) 583-4654

Birmingham City Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: No
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: Yes
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Birmingham City Credit Union Deposit Rates

Savings Rates (Shares): 0.250%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Birmingham City Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 1.990%
Auto Loan Rates (Used Vehicles): 4.750%

Birmingham City Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 10.000%
Payday Rates (PAL loans): 0.000%

Birmingham City Credit Union Branches