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Black Hills Credit Union

  1. Credit Unions

Black Hills Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Black Hills. Black Hills is based in Rapid City, SD, and has 66,741 current members. There are 16 branch locations and 16 ATM locations for Black Hills. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Black Hills Credit Union. View Information.

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Capitalization Rating
Black Hills Credit Union
Well Capitalized
as of 2018-09-30

Black Hills Credit Union Contact Information

Credit Union Name: Black Hills Credit Union
Current Members: 66,741
Potential Members: 298,932
Full Time Employees: 363
Part Time Employees: 2
President: Jason Green
CEO: Jerry Schmidt
Branch Locations: 16
ATM Locations: 16
Corporate Office Address:
2711 N Plaza Dr
Rapid City, SD 57702-9303
Phone Number: (605) 343-0891
Fax Number: (605) 718-6146

Black Hills Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: Yes
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): Yes
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Black Hills Credit Union Deposit Rates

Savings Rates (Shares): 0.300%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Black Hills Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.940%
Auto Loan Rates (Used Vehicles): 4.250%

Black Hills Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 10.610%
Unsecured Loans/Lines of Credit Rates: 10.900%
Payday Rates (PAL loans): 24.000%

Black Hills Credit Union Branches