Caprock Credit Union

Caprock Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Caprock. Caprock is based in LAMESA, TX, and has 3,488 current members. There is 1 branch location and 1 ATM location for Caprock. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Caprock Credit Union. View Information.
Capitalization Rating
Caprock Credit Union
Well Capitalized
as of 2018-09-30

Caprock Credit Union Contact Information

Credit Union Name: Caprock Credit Union
Current Members: 3,488
Potential Members: 4,000
Full Time Employees: 15
Part Time Employees: 1
President: Dionicio Garza
CEO: Dale J Hansard
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
719 N 1ST ST
LAMESA, TX 79331
Phone Number: (806) 872-5151
Fax Number: (806) 872-3363

Caprock Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: Yes
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): Yes
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Caprock Credit Union Deposit Rates

Savings Rates (Shares): 0.220%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Caprock Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 5.010%
Auto Loan Rates (Used Vehicles): 7.130%

Caprock Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 11.930%
Payday Rates (PAL loans): 0.000%

Caprock Credit Union Branches