Centricity Credit Union

Centricity Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Centricity. Centricity is based in Hermantown, MN, and has 16,605 current members. There are 2 branch locations and 3 ATM locations for Centricity. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Centricity Credit Union. View Information.

Capitalization Rating
Centricity Credit Union
Well Capitalized
as of 2018-09-30

Centricity Credit Union Contact Information

Credit Union Name: Centricity Credit Union
Current Members: 16,605
Potential Members: 279,227
Full Time Employees: 62
Part Time Employees: 13
President: Margaret A Taylor
CEO: Doug W Ralston
Branch Locations: 2
ATM Locations: 3
Corporate Office Address:
4477 Lavaque Rd
Hermantown, MN 55811
Phone Number: (218) 729-7733
Fax Number: (218) 729-7978

Centricity Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: No
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: Yes
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Centricity Credit Union Deposit Rates

Savings Rates (Shares): 0.150%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Centricity Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 5.490%
Auto Loan Rates (Used Vehicles): 5.490%

Centricity Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 13.500%
Payday Rates (PAL loans): 0.000%

Centricity Credit Union Branches

Duluth Branch Office
Superior Branch