Chattanooga First Credit Union

Chattanooga First Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Chattanooga First. Chattanooga First is based in Chattanooga, TN, and has 2,104 current members. There are 0 branch locations and 1 ATM location for Chattanooga First. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Chattanooga First Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating

Chattanooga First Credit Union
Well Capitalized
as of 2018-09-30

Chattanooga First Credit Union Contact Information

Credit Union Name: Chattanooga First Credit Union

Website: http://www.chattfirst.org

Current Members: 2,104
Potential Members: 170,000
Full Time Employees: 4
Part Time Employees: 1
President: Len A Strombergh
CEO: Terri F Stansell
Branch Locations: 0
ATM Locations: 1

Corporate Office Address:

3121 Broad St
Chattanooga, TN 37408-3095
Phone Number: (423) 267-7621
Fax Number: (423) 266-5666

Chattanooga First Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No

Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Chattanooga First Credit Union Deposit Rates

Savings Rates (Shares): 0.100%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%

Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Chattanooga First Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 4.000%

Auto Loan Rates (Used Vehicles): 6.000%

Chattanooga First Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 10.530%

Payday Rates (PAL loans): 0.000%