Desert Valleys Credit Union

Desert Valleys Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Desert Valleys. Desert Valleys is based in Ridgecrest, CA, and has 4,198 current members. There are 0 branch locations and 2 ATM locations for Desert Valleys. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Desert Valleys Credit Union. View Information.
Capitalization Rating
Desert Valleys Credit Union
Well Capitalized
as of 2018-09-30

Desert Valleys Credit Union Contact Information

Credit Union Name: Desert Valleys Credit Union
Current Members: 4,198
Potential Members: 50,000
Full Time Employees: 15
Part Time Employees: 0
President: Marshall G Holloway
CEO: Eric Bruen
Branch Locations: 0
ATM Locations: 2
Corporate Office Address:
111 E Ward Ave
Ridgecrest, CA 93555-2668
Phone Number: (760) 446-3500
Fax Number: (760) 446-6904

Desert Valleys Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: No
Financial Literacy Workshops: Yes
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): Yes
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Desert Valleys Credit Union Deposit Rates

Savings Rates (Shares): 0.100%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Desert Valleys Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 5.230%
Auto Loan Rates (Used Vehicles): 7.370%

Desert Valleys Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 11.090%
Unsecured Loans/Lines of Credit Rates: 11.010%
Payday Rates (PAL loans): 28.000%

Desert Valleys Credit Union Branches