Edinburg Teachers Credit Union

Edinburg Teachers Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Edinburg Teachers. Edinburg Teachers is based in Edinburg, TX, and has 13,058 current members. There are 0 branch locations and 1 ATM location for Edinburg Teachers. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Edinburg Teachers Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating

Edinburg Teachers Credit Union
Well Capitalized
as of 2018-09-30

Edinburg Teachers Credit Union Contact Information

Credit Union Name: Edinburg Teachers Credit Union

Website: www.etcu.coop

Current Members: 13,058
Potential Members: 15,000
Full Time Employees: 15
Part Time Employees: 2
President: Robert N Tamez
CEO: Mary L Carpenter
Branch Locations: 0
ATM Locations: 1

Corporate Office Address:

911 W University Dr
Edinburg, TX 78539
Phone Number: (956) 259-3511
Fax Number: (956) 381-8206

Edinburg Teachers Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: No
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No

Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Edinburg Teachers Credit Union Deposit Rates

Savings Rates (Shares): 0.150%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%

Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Edinburg Teachers Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.000%

Auto Loan Rates (Used Vehicles): 4.500%

Edinburg Teachers Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 12.000%
Unsecured Loans/Lines of Credit Rates: 13.900%

Payday Rates (PAL loans): 0.000%