Em Credit Union

Em Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Em. Em is based in Mesa, AZ, and has 1,534 current members. There are 0 branch locations and 0 ATM locations for Em. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Em Credit Union. View Information.

Capitalization Rating
Em Credit Union
Well Capitalized
as of 2018-09-30

Em Credit Union Contact Information

Credit Union Name: Em Credit Union
Current Members: 1,534
Potential Members: 2,500
Full Time Employees: 2
Part Time Employees: 0
President: William Policastro
CEO: Kimberly K Person
Branch Locations: 0
ATM Locations: 0
Corporate Office Address:
51 W Iron Ave
Mesa, AZ 85210-6103
Phone Number: (480) 633-4435
Fax Number: (480) 633-4612

Em Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: No
Share Certificates with Low Minimum Balance Requirements: No
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: No
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): Yes
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Em Credit Union Deposit Rates

Savings Rates (Shares): 0.100%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Em Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 2.750%
Auto Loan Rates (Used Vehicles): 3.750%

Em Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 10.000%
Payday Rates (PAL loans): 28.000%

Em Credit Union Branches