Fayette Credit Union

Fayette Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Fayette. Fayette is based in MOUNT HOPE, WV, and has 812 current members. There are 0 branch locations and 0 ATM locations for Fayette. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Fayette Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating

Fayette Credit Union
Well Capitalized
as of 2018-09-30

Fayette Credit Union Contact Information

Credit Union Name: Fayette Credit Union

Website: http://fayettefcu.virtualcu.net

Current Members: 812
Potential Members: 1,000
Full Time Employees: 3
Part Time Employees: 0
President: Joseph Robertson
CEO: Gail L Morgan
Branch Locations: 0
ATM Locations: 0

Corporate Office Address:

6158 ROBERT C BYRD DR
MOUNT HOPE, WV 25880
Phone Number: (304) 877-5404
Fax Number: (304) 877-3002

Fayette Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: Yes
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No

Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): Yes
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Fayette Credit Union Deposit Rates

Savings Rates (Shares): 0.150%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%

Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Fayette Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.500%

Auto Loan Rates (Used Vehicles): 4.700%

Fayette Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 9.300%

Payday Rates (PAL loans): 0.000%