Financial Resources Credit Union

Financial Resources Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Financial Resources. Financial Resources is based in Bridgewater, NJ, and has 24,144 current members. There are 12 branch locations and 13 ATM locations for Financial Resources. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Financial Resources Credit Union. View Information.
Capitalization Rating
Financial Resources Credit Union
Well Capitalized
as of 2018-09-30

Financial Resources Credit Union Contact Information

Credit Union Name: Financial Resources Credit Union
Current Members: 24,144
Potential Members: 212,430
Full Time Employees: 88
Part Time Employees: 4
President: Robert J Graczyk
CEO: Frank Almeida
Branch Locations: 12
ATM Locations: 13
Corporate Office Address:
521 US Highway 22 Ste 1
Bridgewater, NJ 08807
Phone Number: (800) 933-3280
Fax Number: (908) 253-6409

Financial Resources Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: No
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: Yes
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Financial Resources Credit Union Deposit Rates

Savings Rates (Shares): 0.020%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Financial Resources Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.100%
Auto Loan Rates (Used Vehicles): 4.870%

Financial Resources Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 8.110%
Unsecured Loans/Lines of Credit Rates: 6.240%
Payday Rates (PAL loans): 0.000%

Financial Resources Credit Union Branches

Financial Resources FCU c o JandJ Corporate Branch
Financial Resources FCU c o JandJ Group of Consumer Companies Branch
Financial Resources FCU Flemington Branch
Financial Resources FCU Jersey City Branch
Financial Resources FCU New York Branch
Financial Resources FCU c o Ortho Clinical Diagnostics Branch
Financial Resources FCU Green Brook Branch
Financial Resources FCU c o Ethicon Inc Branch
Financial Resources FCU c o Janssen Pharmaceutica Branch
Financial Resources FCU c o Janssen Pharmaceutical Cos of JandJ Branch
Financial Resources FCU Easton Ave Branch
Financial Resources FCU Hillsborough Branch