First Century Credit Union

First Century Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by First Century. First Century is based in Sioux Falls, SD, and has 1,604 current members. There are 0 branch locations and 0 ATM locations for First Century. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by First Century Credit Union. View Information.
Capitalization Rating
First Century Credit Union
Well Capitalized
as of 2018-09-30

First Century Credit Union Contact Information

Credit Union Name: First Century Credit Union
Current Members: 1,604
Potential Members: 6,000
Full Time Employees: 6
Part Time Employees: 0
President: Gregory R Beckman
CEO: Jayson D Meyer Sr.
Branch Locations: 0
ATM Locations: 0
Corporate Office Address:
1512 E Benson Rd
Sioux Falls, SD 57104
Phone Number: (605) 335-1070
Fax Number: (605) 335-7927

First Century Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

First Century Credit Union Deposit Rates

Savings Rates (Shares): 0.100%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

First Century Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.550%
Auto Loan Rates (Used Vehicles): 6.170%

First Century Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 13.900%
Unsecured Loans/Lines of Credit Rates: 10.100%
Payday Rates (PAL loans): 0.000%

First Century Credit Union Branches